How to stay safe online shopping and banking. The options for banking and shopping online have never been so vast nor the incentives to take part so great. But while you might feel safe among the growing hordes of internet shoppers and bankers, there are still some simple steps you need to follow to protect your details and avoid ID fraud. We explain how you can protect yourself from online fraudsters and also vishing, where crooks attempt to swipe your cash via the telephone. Moana Waialiki is a sea voyaging enthusiast and the only daughter of a chief in a long line of navigators. When her islands fisherman cant catch any fish and. Scroll down for video Stay safe Online shopping is becoming bigger by the year and sneaky fraudsters are looking to swipe your cash. Mobile and online banking Online banking has been around for many years now and most banks and building societies also offer apps which allows you to bank via your mobile phone or tablet computer. Contactless technology which is installed into a chip in your card   means many can also pay with a wave of card. While mobile banking apps now allow you to transfer money at your fingertips and spenders can now use their smartphone, smartwatch or even a wristband to pay in shops. Watch Fail Safe Online' title='Watch Fail Safe Online' />Watch Free Full Length Movies Online Free on Yify. YTS Torrents, Watch Movies Online in HD 720p, 1080p for Free. Timi Ariyo, a student at Bristol University, told Sky News he was a victim of online racist abuse. He said a friend had alerted him to a video posted on Snapchat and. TakingPoint A Navy SEALs 10 Fail Safe Principles for Leading Through Change Forward by 1 New York Times Best Selling Author Mark Owen of No Easy Day. Stay Safe Online, the National Cyber Security Alliances website, aims to make the internet safer and more secure for everyone. Watch4HD Watch Free Movies Online. Download and watch full movies. Watch your favorite Free movies online on Watch4HD. Discover thousands of latest hot movies online. Many retailers also have mobile apps that allow you to purchase items at the click of a button. But this doesnt mean you need to be any less wary of your details. Being safe online. Never hand out your personal details to those who send emails asking for them, watch out for any sudden changes to your internet banking page, avoid dodgy looking websites and check sites are secure by looking for the https prefix to urls. It could be worth signing up to the free security software offered by most banks such as Trusteer Rapport. Websites which are unsafe make online shoppers more vulnerable to online fraud. However, there are a variety of ways that you can protect your computer. You should try and build up a multi layer of security to help protect your computer and personal details. Make sure that your computer has up to date software an anti virus, anti spyware and firewall or a security package that includes all three. You should also protect your wireless network by using an encryption or password to stop other people using your access. It is also important to make sure your computer is up to date and you are using the latest version of your web browser as this will make it harder for internet thieves to get into your PC in the first place. Make sure to only access your online banking from devices you trust or over secure connections. Get anti virus software for your smartphone and tablet too. Watch The Day After Download. This is a crucial element many people miss. You dont need to pay for expensive anti virus software, experts say the free versions of programmes AVG and Avast are good. Childs play With more youngsters using the internet, make sure they stay safe when using devices Beware phishing and fake online banking homepages. Some basic safety golden rules. There is no recently deceased Nigerian princes riches awaiting you and your bank will not ask you to type out all your details and email them, or reveal all your passwords unhidden on its banking homepages. If you get an email promising riches, asking for your details or your online banking suddenly starts revealing all the passwords you type in, be wary. Ignore the emails and if your online banking goes awry, call your bank. Always check the name of the sender and whether it is addressed to you personally. Generic titles such as valued customer should ring alarm bells. Similarly beware sudden pop ups telling you your computer has a virus or problem and you must download a certain anti virus or security package. These signal an infection. Many emails may also encourage you to log in to your account through a link in the email taking you to a copycat site. According to Government advice website, Cyber. Streetwise. com, legitimate links from your bank will never direct you stright to the online banking login page. It also warns that genuine emails from a bank would never attach a form to fill out in an email. If you can still get to the internet, search for the message it is showing you combined with the word virus or trojan results will show you what it is and what to do. If you cant use a friends computer to do so. If in doubt phone a friend or relative who is good with computers. Phone fraud There has been a rise in scammers calling people and duping them out of thousands of pounds. Vishing the rise of telephone cons using internet banking These cold call style scams typically involve fraudsters deceiving victims into believing they are speaking to a police officer, bank staff member or representative of a trusted organisation. The criminal on the other end will convince an individual they have been a victim of fraud and will ask for personal information to gain access to accounts. This can include card details, four digit PINs and passwords. Other variations of the scam involve the fraudster persuading their victim to transfer money to other accounts, hand over bank cards directly to a courier or withdraw money from a branch. Often, they will get suspicious individuals to call a genuine bank phone number from a statement or back of a debit card, only to stay on the line and dupe them via genuine sounding dial tones. Research found almost half were unaware of this sneaky trick. DCI Perry Stokes, head of the dedicated cheque and plastic crime unit, said Always be on your guard if you receive a cold call and are asked for personal or financial information, or to hand over your card or cash to someone. The bank or the police will never tell you to take such actions, so if youre asked it can only be a criminal attack. Wait five minutes and call your bank, preferably from a different telephone, if you have even the slightest doubt. Three steps to beat vishing fraud 1. If your bank calls, call back using a number on your bank card or statement from a different phone. Your bank should never call and ask you to move money to a new, different or safe account. If you get a phone call from your bank asking you to hang up and report it from a different phone. Never give out your full password or any other security details. Watch what your kids are doing. From music services to apps and fan clubs, there are plenty of places online that are appealing to teenagers and younger children but require paying for. And for that they will need your card. Once more never hand over the card until you know what they are signing up for, how you can cancel and have read the small print. How to stay safe with mobile banking and tablets. Changing technology Banking apps are popular. If youre using your mobile for online shopping and banking then you need to be just as wary as when you go in store or access the internet via a laptop or PC. The same rules apply, only use secure websites and make sure you keep a record of transactions. Make sure to only download apps or updates from official stores and websites It is also important to get protection for your mobile. With no malware protection tablet and mobile users are sitting ducks for the growing numbers of cyber criminals. Before you buy. You should try to use website which are recommended to you from friends or family, or a retailer which you are familiar with to make sure that you are making a secure purchase. If in doubt then you should look out for the padlock symbol when you are buying anything online. The symbol, which appears in the browser address window, should be closed rather than open. The symbol might also appear in the bottom right boarder of your internet. You should also check if the site address changes from http to https. This means the page is secure. If either of these signs fail to appear, dont use the site. You should avoid sites that do not contain any contact details for the vendor because if something goes wrong then you may have a hard time trying to contact the company for a refund. If in doubt then only use a brand that you know of. Always print a copy of your order, just to be on the safe side.